Veronica Adhiambo Magak, 35 , has lived in Kibera for the last 20 years and joined KCU in 2012. She cares for 12 children, nine are biological and three are orphaned. She runs a small kiosk and lately has bought more stock through loans acquired from KCU. Initially she took a loan of kshs $60 and repaid in good time and then took another $60 loan. Being among the youngest members of KCU, Veronica draws strength from the older members, and utilizes the knowledge acquired from them to encourage her neighbours and friends who live with orphans. (Information recorded January, 2014).